Boost Your SIP with Increased Income – A Smart Move for a Secure Future
- Anuradha Mishra
- Apr 30
- 2 min read
Updated: May 2
With the new financial year in motion and the Hon'ble Finance Minister’s latest tax relief measures in place, many of us are now enjoying an increase in take-home salary. 💼💰
This increase in income is a golden opportunity — not just to upgrade lifestyle, but to upgrade your future! The smartest move you can make right now? Increase your SIP in mutual funds.
Why Step Up Your SIP Now?
Systematic Investment Plans (SIPs) are one of the most disciplined and effective ways to create long-term wealth. If your salary has increased and your tax burden has reduced, you’re already ahead — now let your investments reflect that too.
📈 Step-Up SIPs allow you to increase your monthly SIP contribution periodically — for example, by ₹1,000 or 10% every year. This small step creates a massive impact over time thanks to the power of compounding.
Real-Life Example: SIP with vs. without Step-Up
Let’s say you start a SIP of ₹10,000 per month for 15 years:
Plan Type | SIP Amount | Step-Up | Final Corpus (at 12% CAGR) |
Without Step-Up | ₹10,000 | No | ₹50.9 Lakhs |
With Step-Up | ₹10,000 (+10% yearly) | Yes | ₹77.4 Lakhs |
📊 That’s a difference of over ₹26.5 Lakhs, simply by stepping up your SIP annually!
Use Your Income Smartly
Instead of spending all of your enhanced income, consider these smart money choices:
✅ Increase your SIPs with a Step-Up strategy
✅ Align your investments with your long-term goals
✅ Build a financial cushion for emergencies
✅ Reduce your future tax liability through ELSS and other tax-saving SIPs
Get Inspired – Watch This Short Video
💡 Want motivation to take your first step? Watch this short video and see why increasing your SIP can change your future:🔗 https://s.wati.io/88j9u
Take the step today that your future self will thank you for!
Talk to Us
Confused about where to invest or how to step up your SIP? Don’t worry — we’re here to help!📞 Call us today at 9307218766 to get a FREE list of Top Performing SIP Schemes and personalized advice from experts at Infinity Finserv Pvt Ltd.
Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully. Past performance is not indicative of future returns.
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